I picked up this book on meditation not sure what to expect. While reading it, I sometimes felt like I know all of this, however, when I sat down to write this book review I realised I had actually learnt quite a bit.
Continue reading “Meditation Now or Never”
I’m not sure how joyful I found reading The Joy of Tax, especially as I started it over three years ago. Finally, though, I have now finished it and will give my opinions on it below. Continue reading “The Joy of Tax by Richard Murphy”
I started reading Buddhism for Mothers while on holiday. On holiday its really easy to take on board all the exercises outlined and even to try out some of the meditating exercise. Since coming back, even though I’ve tried being mindful but its not that easy. However, the best thing about Buddhism is not to berate yourself about it but peacefully move along and carry on when you can again. Continue reading “Buddhism for Mothers by Sarah Naptoli”
This post summarises my top 5 business books reviews. 
Over the years I have read and reviewed lots of books. Some are business type books, some are related to parenting and education type and although I like reading lots of fiction, I have only reviewed a few fiction books on my blog. The following books that I have read and reviewed are my favourite ones that have a more business focus.
The amazon links below are all affiliated to my account which means that I earn a small commission if you were to buy a book using my link. It is at no extra cost to you.
Continue reading “My top 5 Business book reviews”
National Insurance Class 2 will be abolished from April 2019. So with only a year left and if you have been self employed at any point in the year, now is a good time to make voluntary payments via Class 2 in order to top up any shortfalls, if for example, you do not have your full 35 years of state pension. This works out to be cheaper than paying the voluntary Class 3 NI.
Here is a recap on all the different National Insurance and what they mean:
National Insurance Class 1 is the national insurance due by employed workers as long as certain conditions are met. It is paid by the employer through the payroll. Read about this in more detail in my previous post here:-
Class 2 is the national insurance paid by self employed workers. You do not have to pay Class 2 if you earn less than £6,205. This is however, going to be abolished from April 2019 so you only have a short time to make any voluntary contributions to make up any gaps in your NI history. You can read more about Class 2 below:
The Pain of Class 2 National Insurance
Class 3 National Insurance is a voluntary contribution that needs to be paid if you have gaps in your NI history. You need to pay 35 years of national insurance to be entitled to full state pension.
Why Pay Class 3 National Insurance Contribution?
Class 4 national insurance is the NI paid by self employed workers when they have profits above £8,424. You can read more about Class 4 NI below:
Feel free to get in touch if you have any queries.
As usual, if you would like any further details on this or any other accountancy matters, please follow this link:
And your quarterly tax calendar for 2018 can be downloaded here:
City of Sinners is the third book in Harry Virdee series by A.A. Dhand. Considering I’ve read all three of his books this year, I think I’m getting slightly obsessed with him. Continue reading “City of Sinners by A.A. Dhand”
This is the first time I have done a dance review and I premiered it with Tri-Eka, a show by my former dance teacher’s daughter, Anaya Bolar.
Normally when I go to shows I go with both my daughters or neither and try and find some friends to go with. This time, I decided to go with my eldest daughter, the younger one always falls asleep or spends the whole show talking. So I thought I would try out one to one and hopefully be able to watch this show!
Continue reading “Tri Eka – A Review of the show 7.7.18”
My top five favourite accountants on Instagram all happen to be women. It wasn’t a conscious decision to find just women but it does seem that there are more women out there starting their own business. Maybe its the social media effect or maybe when you are so into something that is all you see.
Lately, while on Instagram, I’ve been finding quite a few accountants. My initial thought was how is this even possible? What kind of picture would you put up? Another P&L account. Maybe lots of numbers. Or Oooh! Look! The balance sheet balances!
However, these accountants are pretty normal and still somehow manage to make accounts look good on Instagram. Sometimes, I wish I was starting my own accountancy practice now as it seems like a really exciting period to be a woman and become a sole practitioner. Anyway, here’s my list of the top five (female) accountants that I have found so far:
Continue reading “My Top 5 Accountants on Instagram”
These 15 simple steps to create a filing system for your accounts paperwork are aimed at self employed sole traders. You need to keep paperwork for at least 10 years in case you ever get an enquiry from HMRC. Being organised can help your accountant turnover the work faster and also resolve HMRC enquires faster, if you were ever in that situation. Continue reading “15 simple steps to create a filing system for your accounts paperwork”
The Wealth Chef by Ann WilsonThis is a practical book showing you how to get your personal finances sorted. It’s not a wishy-washy book saying here are all your options, now go and find something that works for you. The book has a step by step guide like following a recipe to get out of debt and start saving. Continue reading “The Wealth Chef”
An accountant and a Mum 