It’s almost two weeks since I went to #BML17 and my blogging life is still going strong. This conference inspired me so much to keep blogging. For about two years, I had thought about going to this conference. At the last minute, though, I would chicken out and make excuses as to why I wouldn’t have been able to go anyway. This year I thought, if I don’t go now, I’ll never go. And I made it and I want to go to more! Continue reading “My blogging life”
The title ‘Get rich, lucky bitch’ aims to reflect what people think when a women is rich. Not the hard work that she has put in but that she is lucky and she is a bitch. I had this book in an audio format for quite a while. It came as a bonus for buying another book but I never got round to listening to it. To be honest, I prefer reading to listening so I kept putting it off. Then something happened which reminded me of this book and I started listening to it. Continue reading “Get Rich, Lucky Bitch! by Denise Duffield-Thomas”
I’m still reeling from #BML17. It was my first time at a blogging conference and it was so amazing. I wasn’t totally sure what to expect and what I was hoping to achieve by going there. Maybe some tips for my blog as I am looking to make some changes or maybe meet a few people. If all else fails, go to some courses that were on, keep my head down and hopefully learn a few things. Continue reading “#BML17 and still on a high”
I’ve been thinking about making changes on my blog for a while now. I’m still an accountant and I’m still a mum but the mummy bits are a bit boring now. The kids still have their moments and there is always something going on with them. Life is never so straight forward and easy but I think I’ve come to accept that (rather than moan!). Continue reading “Making changes on my blog”
The Marriage Allowance has been around since 5 April 2015. It allows you to transfer 10 % of your Personal Allowance (£1,150) to your husband, wife or civil partner – if they earn more than you. This reduces your partners tax by up to £230.
Who can apply for Marriage Allowance?
You need to meet the following conditions in order to apply for the marriage allowance:
· You and your partner were born after 6 April 1935
· You’re married or in a civil partnership
· Your income is £11,500 or less
· Your partner is a basic rate taxpayer (ie. income between £11,500 and £45,000 or £43,000 in Scotland)
If all these conditions apply, you claim can be backdated to include any tax year since 5 April 2015 that you were eligible for Marriage Allowance. You will keep getting the tax break in the future too as long as the eligibility doesn’t change. If your circumstances do change, you or your partner can cancel the marriage allowance online.
How to apply
To apply for it online, follow this link https://www.gov.uk/apply-marriage-allowance
To apply by phone, you can call HMRC on this number 0300 2000 3300
You will need yours and your partners national insurance number and something to prove your identity.
More information can be found here:
As usual, if you would like any further details on this or any other accountancy matters, please follow this link:
In the meantime, here is a download for next month’s tax deadlines: October tax dates
Quarter 4 Planner has now been completed and it is ready to be ordered here: http://www.blurb.co.uk/b/8193443-quarter-4-2017-planner
It has a calendar for 2017 and 2018 and then monthly calendar for October, November and December. It then has appointment pages for planning and time sheet purposes for all three months. There are also pages to write your notes and keep on top of your things to do list as well as planning your menu and keeping track of your water consumption. Basically, everything you need to keep you and your family organised.
Unfortunately, I can’t find a publisher who will print it for free and so it costs £17 to buy.
I do have 6 free to giveaway.
To get your hands on one you need to:
- Join my email list (see below)
- Follow me on facebook
- Follow me on twitter.
Once you have done that, send me an email to email@example.com with your name and address and then I can send it over to you.
Images of the actual hard copy:
I can’t quite believe that my youngest daughter is now off to school. Today is the last day of half days for settling into school. From next week both my daughters are at school. Freedom! Woo hoo! A little part of me is quite glad that school has started and we can get back into a routine. Another part of me is feeling a bit sad that this phase of childhood is over. It’s strange when something is over I want to go back and recapture it, hold onto it a little bit longer. Continue reading “Youngest daughter is now off to school”